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Log in for more information. If threats or force is used to affect an insurance transaction, the unfair trade practice of __________ has been committed. the insurer's obligations are dependent upon certain acts of the insured individual An individual who has a hobby racing cars once a month. The insurers obligation to pay a death benefit upon an approved death claim. Adjustable universal life policy Flexible universal life policy Variable universal life policy Modified universal life policy, Jonas is a whole life insurance policyowner and would like to add coverage for his two children. A) fiduciary bond B) Contract of adhesion D) A contract where only one party makes any kind of enforceable contract, A) A contract that requires certain conditions or acts by the insured individual, All of the following are elements of an insurance policy EXCEPT All of these are typically sources of underwriting information for life or health insurance EXCEPT. Risk Hazard Indemnity Peril, Insurance companies determine risk exposure by which of the following? Only the insured can change the provisions A life insurance policy that is subject to a contract interest rate is referred to as. What is a corridor in relation to a Universal Life insurance policy? Who prosecutes crimes that involve the violation of insurance laws that fall under US Code 1033? A) A contract that requires certain conditions or acts by the insured individual C) A contract where one party "adheres" to the terms of the contract Write a summary of the main ideas. A) Insurable interest Peter has a policy where 80% to 90% of the premium is invested in traditional fixed income securities and the remainder of the premium is invested in contracts tied to a stipulated stock index. weegy. Of the following dividend options, which of these is taxable? B) Indemnity D) Competent parties, Which of the following BEST describes a conditional insurance contract? All of the following statements about Carl's coverage are correct. Options A) A contract that requires certain conditions or acts by the insured individual B) A contract that has the potential for the unequal exchange of consideration for both parties C) A contract where one party "adheres" to the terms of the contract B) Authority that is not specifically given to an agent in the agency contract, but that an agent can reasonably assume to carry out his/her duties If the annuitant dies before the annuity start date, The premiums paid plus interest earned will be given to the beneficiary, Anyone who makes a fraudulent statement on an insurance application in order to obtain benefits from an insurance company. Only the insured pays the premium Only the insured can change the provisions Only the insurer is legally bound Only the insured is legally bound, A professional liability for which producers can be sued for mistakes of putting a policy into effect is called fiduciary bond errors and omissions fiduciary trust errors and oversights, In order for a contract to be valid, it must be filed with the state be signed and witnessed by an attorney be in writing contain an offer and acceptance, Which type of clause describes the following statement: "We have issued the policy in consideration of the representations in your applications and payment of the first-term premium". What is the meaning of par value of stock with respect to the corporate form of organization? written contract Pay owns a 20-pay life policy with a paid-up dividend option. Which of these would NOT be an unfair claims practice? A contract that requires certain conditions or acts by the insured individual Which of these is considered to be a Living Benefit option in a life insurance policy? A Dalhousie University student training for distance running finds that, after running for x hours, her distance traveled, in kilometers, is given by, y=f(x)={10xif0x35x+15if3

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